I have been saving money for about a year to get ready for my trip to Mexico, and it hasn't been easy. I wish I would have known about the many options that WaMu has for saving money. It's really cool. You can open an Online Savings Accounts with Wamu for as little as $1.00! I've never heard of something so cool. Plus you can access you money with a debit card. They also have a savings service called Statement Savings. With this service, you get the same rate no matter how much you deposit, and you can open this account with as little as $5. Then there's getting a traditional, an online cd, or a liquid cd. Getting a CD is the best way to save if you know you can put your money away for a while, because you get a higher interet rate. The traditional CD lets you lock interest rate for one month, or up to ten years. You can even improve your rate with a feature they have called "Bump Rate". I think it's very progressive of Wamu to offer such a variety in ways to save money, because that is something that everyone should do. Seems like they are a little ahead of the crowd.